Maybe it’s a guest tripping and getting injured or someone getting into an accident after enjoying a drink at your event. Don’t let factors beyond your control sour the happy memories of your event.
Instead, protect yourself with special event insurance, also referred to as one-day event insurance. That way, you have peace of mind if any unwelcome surprises occur.
What Does Special Event Insurance Cover?
Event insurance is a great precaution to take when you’re hosting:
- Anniversary celebrations
- Graduation parties
- Large birthday parties
- Baby showers
- Fundraiser or charitable events
Special event insurance can help you cover costs if any accidents with property damage or bodily injury occurs from your event. You can also get protection in the event that your venue cancels due to an unforeseen issue.
Do I Need Special Event Insurance?
If you’re hosting your event at a venue, most of them will require that you have special event insurance to use their facility. They might even require that you send them documentation as proof of your insurance.
Even if you’re simply hosting the event on your own property, special event insurance is still a wise way to make sure you’re protected. Especially since your homeowner’s policy will not cover you for a special event. The last thing you need is to be left reeling by being held liable for a costly accident on a day that was supposed to be full of celebration.
Free Online Special Events Quote
At Robertson Insurance & Risk Management, we are able to learn about your business’ needs and create a free, custom quote for you. Simply select the type of insurance, answer a few questions about your business, and you’ll get an instant quote online for free.
You may also explore our commercial insurance services to get a better idea of your insurance needs.