Commercial
Liability

Employment Practice Liability

Have It In Place Before A Claim Is Filed

Hiring is a necessary part of growing your business, but at the same time, it’s a risk. From the moment you conduct an interview, you have to make your decision carefully so that person won’t claim you were discriminatory. Once employees are hired all the way until the day they leave or are fired, it’s a balancing act to make sure you don’t unintentionally violate any agreements.

 

How Can Employment Practice Insurance Help?

Today, employers are more at risk of having a claim filed against them by employees who feel their rights were violated. And while you do your best to implement the right HR policies and train your leadership team to minimize these potential issues, they can still happen.

This type of coverage is helpful for protecting you in lawsuits involving:

  • Discrimination
  • Sexual Harassment
  • Wrongful Termination
  • Mismanagement of Employee Benefits
  • Infliction of Emotional Distress
  • Breach in Employee Contract

Whether your company is at fault or you’re wrongfully accused, employment practice insurance will cover you both ways if a lawsuit ensues. On top of developing your company handbook and properly training your team, it’s important to add this coverage for your security. That way, your business isn’t ruined over the legal costs of a lawsuit.

It should be noted that Employment Practice Liability (EPL) insurance often excludes claims that allege bodily injury. Therefore, in the event that a claimant alleges both verbal and physical harassment, an EPL policy may only provide partial coverage.

Find The Best Coverage For You

Our team is here to listen first and learn about your company. Then, we go to work finding the right type of coverage to protect all your specific risks. Talk to us today to see what type of employment practice insurance is right for you.