But when it does, you want to make sure you have coverage that can help pay for the consequences of a workplace accident. Having workers compensation insurance can also protect your business from becoming the target of a costly lawsuit.
How Does Workers Comp Work in PA?
By law, workers compensation insurance is mandatory for most employers in PA. It’s best to talk to an agent to find out what the state requires from you. If your business doesn’t have coverage, you risk being liable in lawsuits by employees and from criminal prosecution by the state.
Once your plan is in place, you have a contract between your company and the insurance provider. That way, if an employee is hurt at work, the insurer will cover the costs of medical treatment, lost wages, disability, or death benefits. Plus, the insurer will protect your business if an employee files a lawsuit.
Don’t Put Off Minimizing Your Risk
Whether you’re starting a new business or looking to find new workers compensation insurance in Lancaster, PA, our team is ready to assist you. Aside from taking the time to find the right coverage, we can also help you:
- Set up a safety program
- Understand your OSHA compliance requirements
- Work with accident investigation tools
- Find the right workers comp resources
Contact us today to learn more about how you can safeguard your business through Robertson. If you’re ready to create a custom quote, click the link below to provide us more details about your business.