But when it does, you want to make sure you have coverage that can help pay for the consequences of a workplace accident. Having workers’ compensation insurance can also protect your business from becoming the target of a costly lawsuit.
How Does Workers’ Comp Work in PA?
By law, worker’s compensation insurance is mandatory for most employers in PA. It’s best to talk to an agent to find out what the state requires from you. If your business doesn’t have coverage, you risk being liable in lawsuits by employees and from criminal prosecution by the state.
Once your plan is in place, you have a contract between your company and the insurance provider. That way, if an employee is hurt at work, the insurer will cover the costs of medical treatment, lost wages, disability, or death benefits. Plus, the insurer will protect your business if an employee files a lawsuit.
Don’t Put Off Minimizing Your Risk
Whether you’re starting a new business or looking to find new worker’s compensation insurance in Lancaster, PA, our team is ready to assist you. Aside from taking the time to find the right coverage, we can also help you:
- Set up a safety program
- Understand your OSHA compliance requirements
- Work with accident investigation tools
- Find the right workers’ compensation resources
Free Online Worker’s Compensation Quote
Click the link below so we can learn about your business needs and create a free, custom quote. Simply select the type of insurance, answer a few questions about your business, and you’ll get an instant quote online for free.
You may also explore our commercial insurance services to get a better idea of your insurance needs.