From a customer injuring themselves on your property to a particularly disgruntled review, factors beyond your control shouldn’t keep you up at night. Your risk management plan should work as hard as you do, and your coverage should cover you if things get messy.
What is General Liability Business Insurance?
As an essential part of protecting your business, general liability business insurance is designed for the unexpected in the life of a business owner. This coverage can be added on top of your existing insurance plan so you don’t have to worry about insurance gaps.
Designed to encompass everything from medical expenses to attorney fees, the best general liability insurance for a small business begins first with determining a risk profile. From there, we create a custom plan that’s comprehensive enough to fit your unique needs.
What Does General Liability Business Insurance Cover?
General liability business insurance covers the following:
- Damage to your reputation (libel, slander, and more)
- Lawsuits brought on from business enterprises
- Copyright or property infringement issues
- Medical costs for a hurt customer
- Damage to a rental property (including burglary)
Business Insurance vs. General Liability
Business owners’ insurance has general liability rolled into it. Functioning as umbrella coverage, a business owner’s policy can include coverage like commercial property and auto insurance.
At Robertson, we believe purchasing generic insurance without knowing what you need is risky and a waste of money. That’s why we focus on a personalized approach. Real life requires real plans that are compressive and custom-made.
Buying business general liability insurance online isn’t something you want to “add to cart” and purchase on a whim. Our risk management approach focuses on talking with you to learn the ins and outs of your company and make sure the plan you pick actually covers what you need.