What Does RV Insurance Cover?
A travel trailer or fifth wheel requires special RV insurance coverage that typical auto insurance can’t cover. That’s why it’s important to think beyond car insurance and look for an RV insurance policy that suits your needs. RV insurance coverage protects your investment against collisions and road emergencies, theft, liability, and other disasters. An RV insurance policy can cover any of the following:
- Travel trailer. This is sometimes called a bumper pull.
- Motorhome. This can range from classes A, B, and C with varying amenities.
- Pop-up camper. This is also known as a tent trailer and collapses easily for towing.
- Slide-on camper. This is also known as a trucker camper and has convertible beds.
- Fifth-wheel trailer. These are usually attached to pickup truck beds.
RV insurance coverage also offers awning coverage, contents coverage, bodily injury liability, property damage liability, collision, comprehensive, uninsured motorist, underinsured motorist, and medical payments.
Do I Need RV Auto Insurance?
When you’re packing up and heading west, you don’t want the trip to go south thanks to the wrong insurance. RV insurance coverage combines elements of auto insurance and home insurance into one plan that makes sense for your home on wheels.
How Much Is RV Insurance?
Depending on the type and the cost of the RV you have, your RV insurance rates can vary. For a $25,000 travel trailer, your premium could be less than $1/day. If you’re looking to insure a high-end Class A motorhome, your monthly premium will likely be higher.
At Robertson Insurance & Risk Management, we know finding the right RV insurance coverage is about keeping your investment and your family safe while traveling. With our tailored approach, we make it easy to find the insurance you need without paying for the policies you don’t.