A glass bottle of liquor
Commercial Insurance
Liability

Liquor Liability Insurance

Are You Liable For That Drunk Driving Fatality?

A man goes out one night visiting several bars and having drinks at each one. Becoming steadily drunker as the night goes on, he gets in his car to drive home and causes an accident that results tragically in the death of the driver the man hits. Which drinking establishment could be held liable for the fatality? Who bears responsibility for serving the patron? If you’re in Pennsylvania, every single one – even the first location, where only one drink was ordered.

If You’re Pouring For Business, Protect It

While it can be a fun addition to an event or establishment, liquor can also be a huge risk if you don’t have a policy. Sometimes, something bad can happen from serving someone, and it’s a gray area when it comes to holding someone responsible.

What Does Liquor Liability Insurance Cover?

three glasses of liquor and one bottle on a wood table

Maybe you own a bartending company that travels to events and one of your staff served a drink to someone who later decided to drive home and ended up causing a wreck. Or perhaps one of your servers at your restaurant couldn’t tell a guest was above the legal limit, but the guest is later ticketed on the way home by law enforcement.

Either way, with this type of plan in place, you can take some of the gray out of this area when it comes to liability risks. Any establishment serving, manufacturing, or dealing with liquor should always opt for liquor liability insurance.

Serve Every Glass Safely

Ready to find the plan you need or looking for better coverage? We start first by listening to you — not by giving you a sales pitch. We want to learn all about your business so that we can find the right liability insurance that gives you the best possible protection.