From Windows To Walls: What Does Homeowner’s Insurance Cover?
You want to make sure you protect it all. Because in a mere moment, your house can be ruined and you’re left with the devastation of starting over. Maybe it’s a falling tree or a dangerous hail storm. It could even be a pipe bursting and flooding your basement. Or if you are involved in a lawsuit, you can be at risk of losing it. You can’t predict what will happen to your home, but you can protect it. With the right coverage in place ahead of time, you can prevent that risk of a total loss.
And once you have homeowner’s insurance in place, it’s also key to stay up to date with it. Over time, your house’s value may change from increased or decreased possessions, or from the work you’ve done on it. If that’s the case, it’s important to update your homeowner’s insurance program or contact us to search for a new one.
Is Homeowner’s Insurance Required?
It is not required by law to have homeowner’s insurance. However, if you have a mortgage, home equity loan, or lenders with a vested financial interest in your home, you will be required to get homeowner’s insurance.
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How Much Homeowner’s Insurance Do I Need?
The answer lies within what type of home you own, its location, geographical surroundings, and other relevant details. Our team starts by learning about your home to figure out what risks you need specific coverage for. Talk to us to learn more about what homeowner’s insurance plans are available that can cover your exact needs.