From vehicles to pharmaceuticals to food products, what might risk managers learn from mass media coverage of product recalls? For manufacturers of all types of consumer goods, they might serve as a wake-up call to the potential impact of a product recall event and a lesson in what should be done immediately to prepare for potential exposures.  [...]

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Robertson Insurance and Risk Management offer you these tips to effectively manage your company’s exposures as it adapts to economic downturns.  We understand that insurance is purchased to prepare you for the worst case scenario. You can rest assured that we will develop a risk program that meets your specific needs.

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Intellectual property refers to the intangible assets of a business, including patents, copyrights, trademarks and trade secrets. These assets are often the most valuable and least understood assets of a corporation. This piece is intended to provide a basic understanding of these complex assets. [...]

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Health and safety incidents, product recalls and regulatory investigations are just a few of the incidents that have the potential to damage your reputation; and, now that social media and other online sources have accelerated news coverage, you may only have minutes to respond to a crisis and protect your image. The failure to quickly and effectively address a crisis can result in lost business, litigation, regulatory fines and more. [...]

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At Robertson Insurance, we help our clients know what they are getting themselves into by helping them navigate all the risk they face on a daily basis – not just the one’s covered by an insurance policy. Our goal is to be the one that comes along side you to help you. It’s a unique and different approach that we look forward to discussing in greater detail with you.
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Supply chain disruptions can not only affect your top and bottom lines, they can also damage your brand and relinquish market share.   Engaging supply chain partners and insurers in your effort to minimize supply chain risk and regularly reassessing exposures can help you to successfully manage your business’s risk from beginning to end of the supply chain. Robertson Insurance & Risk Management can help you every step along the way.
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On July 29, 2015, the Occupational Safety and Health Administration (OSHA) proposed amendments to its recordkeeping regulations to clarify that an employer’s duty to create and maintain work-related injury or illness records is an ongoing obligation. The comment period for this proposed rule is open to the public until Sept. 28, 2015. Individuals who would like to submit an opinion may do so via mail, express mail, express courier, fax or electronically. Recordkeeping Requirements OSHA requires employers to create and maintain records about workplace injuries and illnesses that meet one or more recording criteria. Specifically, employers must: ·      Create and update a log of work-related injuries and illnesses (OSHA 300 Form); ·      Create and maintain injury and illness incident reports (OSHA 301 Form); and ·      Create and display an annual summary of workplace incidents (OSHA 300A Form) betw ... [...]

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Most industries are cyclical to some extent, and insurance is no exception. As an insurance buyer, it's important to know what factors determine the cost of coverage. But understanding the market cycle is only half of the pricing equation: since you can't control the market, it's equally important to know what you can do to ensure you are always securing the best price - whatever market conditions prevail. [...]

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While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk combined with the increased probability of higher claim frequency means the use of a variety of insurance policies is often more effective. However, for smaller organizations that face similar risks on a reduced scale, a combination of such policies may be a better option. [...]

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The EEOC, the federal agency in charge of enforcing and interpreting workplace discrimination laws, has a new, aggressive stance towards employers. The agency is attempting to initiate class actions against large employers and soliciting victims to contact them directly if they believe they have been subject to discrimination. [...]

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