Can saving lives or avoiding injury be reconciled with saving time and money -- more commonly seen as a route to cutting corners -- on construction sites? Yes, of course. Because following correct safety procedures to protect yourself and others avoids stoppages and the associated costs. Even though there has been a steady decline in fatalities and injuries over the past couple of decades, there is still huge scope for improvement in safety in the construction industry. In particular, electrical safety on work-sites is a key target for improvement The construction industry still accounts for more than half of all fatal electrical injuries and a loss of an average of 10 days per non-fatally injured person (of whom there are more than 2,200 every year in the US). Construction site ground-fault protection provides a powerful safety case in point. Every year, one out of every 40 workplace fatalities is caused by exposure to electric current,* but that number would likely be s ... [...]

---

Don’t miss an important meeting or family gathering, and don’t be that person who makes everyone else wait in line. Real IDs are set to become a new requirement in the security process for flying in the United States, and if you don’t take the necessary steps to prepare for the changes, you won’t be going anywhere. Starting Oct. 1, 2020, all travelers 18 years of age and older will be required to have a Real ID-compliant driver’s license, or another acceptable form of identification, to fly in the United States. Minors do not need Real ID-compliant identification as long as they are accompanied by a compliant adult.  The Real ID Act was originally passed by Congress in 2005 following a recommendation by the 9/11 Commission that the federal government increase standards and security for identification. The legislation established new regulations for state-issued driver’s licenses and identification cards and instructs federal agencies not to accept ... [...]

---

The Importance of Cyber Liability As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or hacked account can instantly compromise the personal data of thousands of customers, or an ill-advised post on a social media site can be read by hundreds in a matter of minutes, protecting yourself from cyber liability is just as important as some of the more traditional exposures businesses account for in their general commercial liability policies. Why Cyber Liability Insurance? A traditional business liability policy is extremely unlikely to protect against most cyber exposures. Standard commercial policies are written to insure against injury or physical loss and will do little, if anything, to shield ... [...]

---

Follow these four tips to protect your business from fires.  Fires can cause widespread devastation and are one of the biggest threats to any business.  Robertson Insurance and Risk Management believes that preventing accidents with a Risk Management plan should be your first priority.  Contact us today at 717-625-3770 for your consultation.

[...]

---

Ransomware attacks are expected to increase in frequency to every 14 seconds by 2019.  Follow these tips to help protect your business.  Robertson Insurance & Risk Management is your source for cyber liability insurance in Pennsylvania.

 

[...]

---

OSHA's reporting has changed, make sure your business is prepared. All employers who are required to keep and maintain an OSHA Form 300 injury and illness log are required to post their OSHA Form 300A summary sheet in their workplaces by Feb. 1, 2018. Contact Robertson Insurance & Risk Management today for your consultation 717-625-3770.

[...]

---

Why building a safety culture is important in your business. Learn how to take the risk out of your business with Robertson Insurance & Risk Management.

[...]

---

Although every business has unique workplace hazards, many businesses also share common pain points that threaten employee safety and can lead to costly OSHA violations. OSHA recently released its 10 most frequently cited violations during its fiscal year 2017, which started in October 2016 and ended the following September.  Robertson Insurance and Risk Management's approach to insurance focuses on Risk Management for businesses.  Call us today for your consultation 717-625-3770. [...]

---

Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves.  Because no single insurance policy provides coverage for every type of claim that may result from misconduct allegations, policyholders should examine a variety of coverages to ensure they have protection when they need it most.  Contact Robertson Insurance & Risk Management today 717-625-3770. [...]

---

From vehicles to pharmaceuticals to food products, what might risk managers learn from mass media coverage of product recalls? For manufacturers of all types of consumer goods, they might serve as a wake-up call to the potential impact of a product recall event and a lesson in what should be done immediately to prepare for potential exposures.  [...]

---